Private health insurance and the Spanish residency visa
Which certificate the consulate expects, why a co-payment policy is usually refused, and how early to take out cover.
Coming soon
Guides
Guides for life in Spain
Short, practical reading. Written by people who filled in the same forms.
What your Spanish landlord actually requires
Civil liability, contents, and the clause that appears in almost every rental contract on the coast.
Coming soonLey 7/2023: what dog owners in Spain must now have
The mandatory liability insurance, the training course, and what happens at a routine check.
Coming soonPublic or private healthcare in Spain?
They are not rivals. How most residents end up using both, and where private cover earns its keep.
Coming soonWhat a vet visit costs in Spain
Real ranges for consultations, X-rays, dental work and surgery — and where a policy changes the maths.
Coming soonWater damage: the most common Spanish claim
Why it happens so often in Spanish flats, and the two lines in your policy that decide the outcome.
Coming soonNot sure what you need?
Tell us your situation in two minutes. An advisor comes back with two or three options, explained.