Private health insurance and the Spanish residency visa
Which certificate the consulate expects, why a co-payment policy is usually refused, and how early to take out cover.
Insurance solutions for expatriates in Spain, with care and clarity. We compare, we explain, and we handle the Spanish paperwork for you.

Talk to a real advisor who understands your needs.Habla con un asesor que entiende tus necesidades.
Talk to an advisorWe help expatriates in Spain protect what they love with clear, reliable and caring insurance solutions.
Ayudamos a los expatriados en España a proteger lo que aman con soluciones de seguros claras, fiables y humanas.
Private medical insurance for individuals and families.
Comprehensive coverage for your home and belongings.
Vet expenses, accidents, illness and more for dogs and cats.
Your situation, your family, your pets, your address in Spain. Two minutes.
We look at the insurers we work with and shortlist what actually fits.
Two or three options, side by side, with the waiting periods and exclusions said out loud.
You sign when you are ready. We remain your contact for renewals and claims.
Licensed insurance broker in Spain — DGSFP authorisation number to be added.
We moved to Valencia with two suitcases and a very anxious cat. Sana Protect sorted our health cover before our NIE appointment and found a pet policy that actually covers hereditary conditions. They answered every question twice, without sighing.
Short, practical reading — no insurance jargon.
Which certificate the consulate expects, why a co-payment policy is usually refused, and how early to take out cover.
Civil liability, contents, and the clause that appears in almost every rental contract on the coast.
The mandatory liability insurance, the training course, and what happens at a routine check.
Tell us your situation in two minutes. An advisor comes back with two or three options, explained.